Partnered with India’s Top Insurers

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— Our Expertise

A Better Way to Choose Insurance Starts Here

  • Clear advice. So you understand what you’re choosing
  • Tailored coverage. Get plans built around your goals.
  • Claims support when when you need it most.
  • 20+ Years of Advisory Experience
  • Partnered with Top Insurers

— About us

A Personal Moment. A Lifelong Mission.

Investing wisely, growing steadily

Kapil Jain’s journey into insurance advisory wasn’t planned. It was shaped by something he saw up close, something that stayed with him.

One of his long-time investment clients fell seriously ill. He had health insurance, but it didn’t hold up when it mattered. Between sub-limits and exclusions, the policy barely covered a fraction of the medical costs. The rest had to come from his savings. Eventually, he had to break his long-term investments just to pay hospital bills.

Years of planning were undone in just a few months. That experience made one thing clear: building wealth is important, but protecting it is just as critical.

Enrichwise Insurance Broking Services Pvt Ltd was born from the belief that the right protection, at the right time, can preserve not just wealth but dignity and stability. What began with investments grew into a broader mission: helping people make confident, informed decisions about the things that matter most.

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Mr. Kapil Jain

Director,

Enrichwise Insurance Broking Services Pvt Ltd,

IIM Indore Gold Medalist.

Expertise in Insurance
Planning

Best Professional
advisors

Ethical
Reliability

Privacy
At The Best

Trust
At The Core

Client Interest
First

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Countries Practicing

Serving business since 2005

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Satisfied clients

Serving business since 2005

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Countries

Serving business since 2005

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Cities

Serving business since 2005

— Our Services

Your One Stop Insurance Destination

Life / Term Insurance

Secure your family's future.

Health Insurance

Protection against rising medical costs.

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Motor Insurance Plans

Financial safety during major illnesses.

Group Insurance Solutions

For businesses and employees.

— Enrichwise Health Insurance Checklist

Check If Your Policy Is Kavach Compliant

Already Insured? Get a Free Policy Review

Most policies are outdated, insufficient or have sub-limits. We help you optimize your coverage, free of charge!

Review My Policy

— How it Works

How Enrichwise Insure Makes It Easy

Understand
Your Needs

We listen and assess your risks.

Curate the
Best Plans

Matching you with the right policy.

Ongoing
Support

From policy purchase to claims assistance.

Talk to an Expert

— Testimonials

what people say about us

10,000+ Satisfied Clients Worldwide

Had a minor hospitalization recently and needed to file a claim. I thought it would be complicated, but thanks to the team’s constant guidance, it was really easy. Every form was shared on time and they even followed up with the insurance company on my behalf. I didn’t have to lift a finger beyond signing documents.

10,000+ Satisfied Clients Worldwide

Really appreciate the support from Enrichwise. Even on a late Saturday evening, the team took out time and helped us. We would happily recommend Enrichwise to anyone.

10,000+ Satisfied Clients Worldwide

The whole process was so easy. I just shared my documents, and the team handled everything. Even the claim settlement was quicker than I expected. Great experience!

10,000++ Satisfied Clients Worldwide

We had a lot of questions about choosing the right insurance. The Enrichwise team patiently guided us through each step without making us feel overwhelmed. Really happy to have found them.

10,000+ Satisfied Clients Worldwide

One thing that really stood out for me was how transparent the entire process was. Every detail was explained clearly. They were very prompt in answering calls and messages, and even after the policy was issued, they continued to check in to see if I needed anything else. Very happy with the service.

10,000+ Satisfied Clients Worldwide

Had a claim to file and wasn’t sure how to go about it. The team guided me through every step. I got the full claim amount without any trouble.

Prakshi Jain

Operation Analyst

Dhruv Desai

Finance Advisor

Deepak and Anjali Sinha

Support Manager

Pranali and Mayur Sanghvi

Support Manager

Anubhuti Gandhi

Support Manager

Rishabh Sonigara

Support Manager

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— FAQs

Let’s Clear a Few Things First

Ideally, your life cover should be at least 10–15 times your annual income. It should also factor in your liabilities (like loans) and future family goals (like education or retirement).

The earlier, the better. Buying term insurance in your 20s or early 30s helps you lock in lower premiums.

In most cases, term insurance payouts are tax-free under Section 10(10D) of the Income Tax Act.

Yes, riders like critical illness cover, accidental death benefit, and waiver of premium can be added.

It covers hospitalization expenses, surgeries, daycare procedures, ambulance charges, pre- and post-hospitalization expenses, and more.

Yes, but usually after a waiting period (typically 2–4 years, depending on the policy). Some pre-existing diseases can get instant cover as well.

Cashless treatment is available at network hospitals. Always check the insurer's hospital network list before choosing your policy.

Absolutely. Family Floater plans cover you, your spouse, children, and even parents under one convenient policy.

Yes. At a minimum, Third-Party Insurance is mandatory for all vehicles under the Motor Vehicles Act, 1988.

Third-Party Insurance covers only damage to others. Comprehensive Insurance covers third-party damages plus damage to your own vehicle (due to accidents, theft, natural calamities, etc.).

Add-ons are extra covers like Zero Depreciation, Engine Protection, Roadside Assistance, which you can buy to enhance your policy coverage.

With Enrichwise Insure, renewal takes just a few minutes plus, it’s fully online, with zero paperwork!

It’s one of the most valued benefits by employees. It boosts retention, builds trust, and shows that you genuinely care about your team’s well-being.

Not at all. Group plans are cost-effective and flexible. You can start with a basic cover and scale it as your team grows, without compromising protection.

Yes. You can tailor coverage types, sum insured, add-ons like maternity or wellness benefits, and even create different tiers for different employee levels.

Yes. Premiums paid for group insurance are treated as a business expense and are fully tax-deductible under Section 37(1) of the Income Tax Act.

— SPEAK TO A TRUSTED ADVISOR

Ready to
Insure Your Life
and Dreams?

Let’s get to work

insurance@enrichwise.com

+91-9821860804

21, Vega Commercial Complex, Hiranandani Estate, Ghodbunder Road, Thane West- 400607

Let’s Build your Kavach together

Whether you're reviewing an old policy or starting fresh, we’re here to help you make smarter, safer insurance decisions.